Al Ijarah Thumma Al Bai Maksud

Kontrak ni dibuat secara berturutan bermula dengan ijarah dan berakhir dengan bai.

Al ijarah thumma al bai maksud. Consequency two major contracts of islamic hire purchase were formed as new modes financing namely al ijarah thumma al bai a contract of leasing ending with sale or al ijarah muntahiya. A basic idea about the essence of ijara thumma al bai can be had by analyzing the words that make up the name. Al ijarah thumma al bai aitab shariah compliant car financing based on the principles of ijarah thumma al bai which means lease followed with sale. It s modeled on the shariah principle of al ijarah thumma al bai aitab which literally means leasing with subsequent purchase.

Ada dua kontrak dalam aitab iaitu ijarah sewa dan bai jualan. Pemberi sewa atau al muaajjir 2. The first contract is an ijarah that outlines the terms for leasing or renting over a fixed period and the second contract is a bai that triggers a sale or purchase once the term of the ijarah is complete. Kontrak ni digunakan dalam sewa beli kenderaan berlandaskan shariah.

Harta yang disewa atau al ma jur 4. Manfaat atau al manfa ah 5. Up to 9 years. It s applicable for financing new secondhand and reconditioned motor vehicles with maximum financing tenure up to 9 years and margin of finance mof up to 90.

Rukun rukun bagi aqad yang pertama ialah 1. Thumma means to be followed by or thereafter whilst the phrase al bai refers to sales. The word ijara means renting hiring or leasing. Penyewa atau al musta jir 3.

Kalau nak lebih senang faham boleh tengok modus operandi di bawah.